Sunwest Bank provides specialized financial solutions for behavioral health organizations navigating complex reimbursement structures, facility investments, and care delivery across multiple levels. We understand the financial complexities faced by organizations delivering behavioral health services. From balancing extended care timelines, workforce demands, and inconsistent payer models, our healthcare banking team supports both independent practices and integrated treatment networks with capital, treasury, and operational financing designed to slower operating cash flows, authorization barriers, and claims management. We provide tools that help manage financial challenges while you focus on transforming lives.
Practices We Serve
Behavioral Facilities
We deliver comprehensive banking solutions across the full continuum of behavioral healthcare from inpatient psychiatric hospitals to outpatient therapy and community-based services. Sunwest provides acquisition financing, facility expansion capital, and working capital lines customized to the provider’s capital needs. Our treasury tools streamline collections across commercial insurance, managed Medicaid, and private-pay revenue streams, while accommodating the complex billing cycles inherent in tiered behavioral programs.
Substance Use Disorder Providers
Sunwest partners with addiction treatment organizations to fund detox centers and those who offer residential programs, outpatient services, and transitional care (NOTE: We DO NOT offer assistance to the patients themselves). Our financing supports facility acquisition, mergers with other providers and in other locations, and operational resilience during census shifts and payer delays. All designed to help you grow without compromising mission delivery.
Autism Care
Sunwest delivers financing for ABA centers, sensory-friendly environments, and multi-site expansion. Our treasury services manage cash flow across diverse funding sources including private insurance, education partnerships, and state-level support, ensuring continuity for both families and providers.
Intellectually / Developmentally Disabled Services
Sunwest supports IDD service organizations with financing for group homes, day programs, and back-office operations. We understand the funding mix across Medicaid waivers, state contracts, and private payers. Our treasury solutions are built to manage fragmented payment sources, long billing timelines, and the staffing intensity that defines community-based disability support. Whether you’re expanding vocational training or supportive housing, we provide the financial stability to sustain impact.
Why Behavioral Health Professionals Bank with Sunwest
At Sunwest Bank, we understand the unique emotional and financial challenges that come with providing behavioral health and addiction services. That’s why we prioritize long-term relationships over quick transactions. Our team takes the time to understand your mission, your practice, and your goals, offering financial solutions designed to support sustainable, impactful care. Whether you’re expanding services, upgrading facilities, or navigating policy shifts, we stand by you with stability and guidance. Because helping your patients heal starts with having the right financial partner in your corner.