The Community Reinvestment Act is a federal law that encourages banks to help meet the credit needs of the communities they serve, including low- to moderate-income neighborhoods. The Act ensures that financial institutions actively support economic growth and opportunity in their local markets.

Sunwest Bank fulfills its CRA obligations through a combination of lending, investments, and community service. We provide small business loans, support affordable housing and community development projects, and encourage employee volunteerism through our #SunwestServes program.

CRA-related lending may include small business loans, SBA loans, and community development financing that help create jobs, support entrepreneurs, and strengthen local economies. These programs are designed to provide equitable access to credit for qualified borrowers across income levels, in alignment with applicable regulatory standards.

CRA-related lending supports small businesses, nonprofit organizations, and community initiatives that help meet local credit needs, including in low- and moderate-income areas, consistent with safe and sound banking practices. These efforts aim to expand fair access to capital so that qualified borrowers and communities can participate in and benefit from sustainable economic growth.

Sunwest Bank’s CRA programs serve communities across our assessment areas in California, Arizona, Utah, Idaho, Florida, and Colorado, each with unique lending, investment, and service initiatives tailored to local needs.

You can connect with a Community Banker through our online form or by visiting one of our branch locations. Our team will help determine which lending or investment programs best fit your business or community project.