Important Articles

Long Term & Chronic Care Banking Services

Sunwest Bank delivers specialized financial solutions for organizations providing extended and ongoing medical support to patients with chronic conditions and/or end-of-life needs. We understand the operational complexity you face from regulatory demands and labor management to payer delays and infrastructure investment. Our healthcare banking team delivers capital, treasury, and cash flow solutions structured around long-term care relationships, diverse payer mixes, and complex facility operations. We help strengthen your financial foundation, enabling you to focus on delivering compassionate, continuous care.

Practices We Serve

Skilled Nursing Facilities

We support skilled nursing operators with comprehensive banking solutions built around the realities of Medicare case mix, managed care contracts, and evolving regulatory requirements. Sunwest provides acquisition financing, renovation capital, and working capital designed to bridge reimbursement lags and regulatory variability. Our treasury and cash management services optimize collections across complex payer streams, supporting efficient payroll for your skilled workforce. Whether you’re a single facility or a multi-state SNF network, we deliver financial stability that supports quality care and operational sustainability. 

Hospice & Palliative Care

Sunwest partners with hospice and palliative care organizations to provide financing that respects the sensitive nature and unique economics of end-of-life care. We tailor capital solutions to per-diem reimbursement, episodes of care payments, home-based logistics, and interdisciplinary staffing models. Our banking services accommodate the billing complexities of concurrent care delivery and multi-site operations. With treasury support and operational financing, we help ensure you have the resources needed to provide dignified, compassionate care during life’s most vulnerable moments.

Dialysis Clinics

We deliver specialized banking solutions for dialysis providers managing high-volume treatment schedules and complex equipment needs. Sunwest provides capital for facility development and expansion costs through acquisitions and mergers, as well as dialysis technology, with terms aligned with Medicare and commercial reimbursement structures. Our treasury services optimize revenue cycles that are predictable in volume but complex in administration, ensuring consistent cash flow despite delays and authorization requirements. From independent clinic networks to regional platforms, we support uninterrupted delivery of life-sustaining care.

Wound Care

Sunwest supports wound care specialists with financial solutions tailored to hybrid clinical models, specialty equipment, and expansive delivery models. We provide capital for working capital and multi-location expansion through mergers and acquisitions. Our treasury tools are calibrated to your care timelines, facility mix, and reimbursement flow so you can maintain financial strength while delivering outcomes-driven, chronic wound care. 

Get Started Today!

Long Term Provider

Why Sunwest is the Right Partner for Long-Term Care Providers

Caring for patients over the long haul requires unwavering dedication, and so does building a banking relationship that supports your care model. At Sunwest Bank, we take the time to understand the financial demands of long-term and chronic care providers. Our team becomes an extension of yours, offering banking solutions and resources that flex as your operations grow, adapt, or restructure. We’re more than a lender — we’re a partner committed to your patients’ continuity of care and your practice’s financial resilience over time.

How to Switch to Sunwest Bank

STEP 1

Contact Your
Local Branch

STEP 2

Review Solutions
Based On Your Needs

STEP 3

Make The Switch
To Sunwest Bank